Current Rates

Loan Amount	Program	Points	Credit

Last Update:	Friday, March 12, 2010	Broker /Origination Fee:	1.000%
Lock Period:	30 days	Loan Amount:	$200000

Rates and terms are subject to change without prior notification. Please contact us at 888-688-1020 for the most accurate rates, as there may be enhancements to our rates that are not shown here.

30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.500 %	$1,013.37	1.125 %	$2,250.00	4.655%	$1,839.00	APPLY ONLINE
4.625 %	$1,028.28	0.500 %	$1,000.00	4.726%	$1,839.00	APPLY ONLINE

20 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.375 %	$1,251.84	0.887 %	$1,774.00	4.559%	$1,839.00	APPLY ONLINE
4.500 %	$1,265.30	0.500 %	$1,000.00	4.638%	$1,839.00	APPLY ONLINE

15 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.875 %	$1,466.88	1.259 %	$2,518.00	4.163%	$1,839.00	APPLY ONLINE
4.000 %	$1,479.38	0.696 %	$1,392.00	4.203%	$1,839.00	APPLY ONLINE

5/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.125 %	$856.75	1.326 %	$2,652.00	3.810%	$1,839.00	APPLY ONLINE
3.250 %	$870.41	1.009 %	$2,018.00	3.819%	$1,839.00	APPLY ONLINE
3.375 %	$884.19	0.663 %	$1,326.00	3.826%	$1,839.00	APPLY ONLINE

7/1 ARM

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
3.750 %	$926.23	0.625 %	$1,250.00	3.919%	$1,839.00	APPLY ONLINE
3.875 %	$940.47	0.615 %	$1,230.00	3.966%	$1,839.00	APPLY ONLINE

FHA 30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.625 %	$1,028.28	1.536 %	$3,072.00	4.763%	$499.00	APPLY ONLINE

FHA 15 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.000 %	$1,479.38	1.250 %	$2,500.00	4.195%	$499.00	APPLY ONLINE

VA 30 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.625 %	$1,028.28	1.536 %	$3,072.00	4.763%	$499.00	APPLY ONLINE

VA 15 Year Fixed

RATE	PAYMENT	POINTS %	POINTS ($)	APR	FEES
4.000 %	$1,479.38	1.250 %	$2,500.00	4.195%	$499.00	APPLY ONLINE

20% down payment assumption
Credit (FICO) Assumption: Excellent = 720, Good = 640, Fair = 580
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.