Welcome to Integra Lending

Integra Lending has built a strong reputation in those areas that we service as an outstanding mortgage banker/brokerage firm serving the lending needs of local area real estate professionals, builders and individual homebuyers.

We're a full service mortgage banker / broker with an experienced staff serving the Denver metro, and entire Colorado area, offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs - to meet our clients' unique needs. But that's just the beginning of our service. Throughout the lending process we provide regular loan updates and progress reports so clients always know the status of their loan. We also offer a special Rate Watch service for those considering refinancing their mortgage at a particular rate.

As part of a national company licensed in 28 states, it's our pleasure to offer all of our exceptional mortgage services online. Through Integra Lending you not only have access to the best loans available in the marketplace, but you can review loan alternatives, and even apply for your loan, at your convenience, online - 24 hours a day.

Niche Mortgage Programs

As your "Full Service Lender", Integra Lending offers a complete spectrum of "niche" financing, as varied as your individual long and short term objectives. Listed below are other types of loans that are in addition to the typical 30 and 15 year fixed and Adjustable Rate Mortgages. If you don't see what you are looking for here, call us. Chances are we can provide an option that is tailor made just for you.

• "TEACHER/ POLICEMAN NEXT DOOR" HOME LOANS
  Purchase a home in a designated census tract, and receive a GIFT from HUD of 50% of the sales price, meaning you could put down as little as only 5% and have a loan for just 50% of the new homes price! The rest is your EQUITY! You or your spouse must be a teacher or law enforcement officer to qualify.  

• LOW DOWN PAYMENT PROGRAMS:
  The dream of homeownership is attainable with little or no down payment through government bond programs, down payment assistance organizations, or conventional No Down Payment / High Loan to Value programs. Both Fannie Mae and Freddie Mac offer 100% USDA loans, and VA Loans are a great option for our Military Veteran's wishing to purchase a home with no money down. FHA loans require just 3.5% down and are an excellent alternative to using a small amount of funds for your down payment and retaining funds for improvements for your new home.

   

• ENERGY EFFICIENT MORTGAGES:
  FHA (Federal Housing Authority) offers financing for improvements to a home purchase that will increase its overall energy efficiency. Include the costs of replacing windows (call for details), insulation, and other energy efficient items into your mortgage, and only put down 3% of the SALES PRICE! Add down payment assistance and you could improve your new homes comfort AND purchase your new home for no money down.

• REVERSE MORTGAGES:
  For many retirees, the Golden Years can be dramatically improved by having more income to visit the grandkids, travel, help out with college tuitions, or do some simple improvements to their current home. A reverse mortgage, can provide monthly income supplements, large distributions of funds or one bulk payment, to the senior…with NO MONTHLY PAYMENTS associated. Typically, the home needs to be owned free and clear in order to qualify.

• REMODEL/REHABILITATION PROGRAMS:
  Wish you could add on that new kitchen or bedroom, remodel the master bath, or landscape, but don't have the available cash or equity in your home. Our remodel loans allow you to use the "after improvements value" determine the value for advancing you the necessary funds for such improvements. Also, think of this loan when buying that "fixer upper" that's been on the market for an extended period of time, and needs a little TLC.

Fairway Independent Mortgage DBA Integra Lending
311 South Main Street
Breckenridge, CO 80424
Local: 303-688-1020
Toll FREE: 888-688-1020
Fax: 303-660-1416
E-mail: info@integralending.com